Real estate appraisal services for homeowners in the city of Houston and Harris County

See the top reasons TX homeowners hire iTex Appraisal, LLC:

To get a pre-listing appraisal (whether they're selling the home themselves or using an agent)
Challenge property tax assessments
To lower their monthly mortgage payment by removing PMI
Reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To determine the true market value of real estate in question to settle an estate in Harris County or the state of TX

Need help deciding the value of your home in or near Houston, TX?
Contact iTex Appraisal, LLC.

We at iTex Appraisal, LLC understand the particular needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the usual documents we provide. But as a general consumer,we will provide you with extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our conclusions.

Pre-listing Services/For Sale By Owner

Since you have an emotional attachment to your home, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is very valuable as a negotiating tool once you have a potential buyer. It's something concrete to show your buyer. An appraisal is an independent third party's opinion of your home's price -- not just how much your house is worth. Potential buyers know you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value report than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is a preferred way to cut costs for homeowners. Once your mortgage loan amount is down below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. iTex Appraisal, LLC is seasoned in helping people just like you do away with unneeded PMI insurance.

Challenge Tax Assessment

Lets say your home is not appreciating as much as other houses nearby -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The faster you take care of a matter like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from iTex Appraisal, LLC is your chief weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender just might make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can be be damaging to your credit score since it may appear as though that credit line is maxed out, and also annoying from a cash flow standpoint. An expert appraisal from iTex Appraisal, LLC can help you reinstate your HELOC.

We Also Provide Field and Desktop Appraisal Review Services

Have you just received a copy of your appraisal and you would wish to have a professional double-check it for preciseness or do you need a second opinion without the added cost and delay of waiting for a whole new appraisal? iTex Appraisal, LLC offers field reviews where we'll go out and check the subject and comparables in question. If you're in a hurry, we'll provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had done before. Even though this is usually requested by banks, you may wish to make use of this service if you suspect mortgage fraud related to your house.